âŋ Cryptocurrency Prices Malaysia
Harga Kripto Malaysia | Live Crypto Rates in MYR
Bitcoin, Ethereum, USDT, Altcoins | Updated Every Minute
Total Market Cap
$2.8T
+3.2% (24h)
24h Trading Volume
$95B
Active
BTC Dominance
42.5%
Bitcoin share
Active Cryptocurrencies
10,000+
Worldwide
ð Top 30 Cryptocurrencies | 30 Kripto Teratas
ðĄ Prices in MYR | Click any coin for details | Updated every minute
⥠Layer 2 & Scaling Solutions | Penyelesaian Layer 2
Polygon (MATIC)
Ethereum Sidechain
Fastest Ethereum scaling. Low gas fees. NFT friendly.
Optimism (OP)
Optimistic Rollup
Ethereum L2 with 10-100x lower fees than mainnet.
Arbitrum (ARB)
Optimistic Rollup
Leading Ethereum L2 by TVL. DeFi ecosystem.
zkSync
Zero-Knowledge Rollup
Advanced ZK rollup technology for maximum security.
ðĩ Stablecoins | Syiling Stabil
USDT (Tether)
#1 Stablecoin by Market Cap
USDC (Circle)
#2 Stablecoin
DAI (MakerDAO)
Decentralized Stablecoin
FDUSD (First Digital)
Hong Kong Regulated
ð Meme Coins | Syiling Meme
â ïļ Extreme Risk Warning:
- âĒ Can gain or lose 50%+ in a day
- âĒ No real utility or product
- âĒ Driven by social media hype
- âĒ Many are pump & dump schemes
ðŦ Never Do This:
- âĒ Don't invest life savings
- âĒ Don't borrow money to buy
- âĒ Don't believe "guaranteed 100x"
- âĒ Only use money you can lose 100%
ðĶ DeFi (Decentralized Finance) | Kewangan Terdesentralisasi
Uniswap (UNI)
#1 DEX by Volume
Leading decentralized exchange on Ethereum. Swap any ERC-20 token.
PancakeSwap (CAKE)
BNB Chain DEX
Largest DEX on BNB Chain. Lower fees than Ethereum. Yield farming.
Aave (AAVE)
Lending Protocol
Lend and borrow crypto. Earn interest on deposits. Flash loans.
Maker (MKR)
DAI Stablecoin
Governance token for MakerDAO. Creates DAI stablecoin.
Curve (CRV)
Stablecoin DEX
Specialized in stablecoin swaps. Low slippage. High liquidity.
Compound (COMP)
Lending Protocol
Automated lending protocol. Earn interest by supplying assets.
ðĄWhat is DeFi? | Apa itu DeFi?
DeFi (Decentralized Finance) allows you to use financial services like lending, borrowing, and trading without banks or middlemen.
- â No KYC required for most platforms
- â Available 24/7 globally
- â You control your funds (non-custodial)
- â Transparent on blockchain
Kewangan Terdesentralisasi (DeFi) membolehkan anda menggunakan perkhidmatan kewangan tanpa bank.
- â ïļ Smart contract risks - bugs can lose funds
- â ïļ No insurance like banks (PIDM)
- â ïļ Complex - requires technical knowledge
- â ïļ High gas fees on Ethereum
ðĶ SC-Licensed Crypto Exchanges Malaysia | Pertukaran Kripto Berlesen SC
Luno Malaysia
â SC Licensed
- âĒ BTC, ETH, XRP, LTC, USDT
- âĒ Instant buy with MYR
- âĒ Mobile app available
- âĒ FPX, bank transfer
Tokenize Xchange
â SC Licensed
- âĒ Wide variety of coins
- âĒ Competitive fees
- âĒ Malaysian owned
- âĒ OTC trading available
MX Global
â SC Licensed
- âĒ BTC, ETH, XRP, USDT
- âĒ Zero deposit fees
- âĒ 24/7 customer support
- âĒ Staking available
ð Crypto Beginner's Guide Malaysia | Panduan Kripto Pemula
ð°Getting Started
- Open account at SC-licensed exchange (Luno, Tokenize)
- Complete KYC - upload IC, verify identity
- Deposit MYR via FPX or bank transfer
- Start small - buy RM50-100 worth first
- Learn about wallet security and private keys
â Safety Tips | Tip Keselamatan
- âUse 2FA (Two-Factor Authentication)
- âNever share private keys or seed phrases
- âUse hardware wallet for large amounts
- âBeware of scams - no one can guarantee profits
- âOnly invest what you can afford to lose
ðCrypto Tax Malaysia
- Trading profits: Generally taxable as income
- Long-term holding: May be capital gains (consult tax advisor)
- Staking rewards: Taxable as income when received
- Record keeping: Keep all transaction records
- â LHDN for tax queries
â ïļCommon Scams to Avoid
- âGuaranteed returns promises (Ponzi schemes)
- âCelebrity crypto endorsements (usually fake)
- âFake airdrops asking for private keys
- âPhishing emails/websites mimicking exchanges
- âRomance scams involving crypto investment
ð Investment Strategies Malaysia | Strategi Pelaburan
ðŊDollar Cost Averaging (DCA)
Buy fixed amount regularly (e.g., RM100/month) regardless of price. Reduces timing risk.
Example:
Buy RM200 BTC every month for 12 months. Average out price swings.
â Best for beginners | â Less stressful
ðHODL (Hold Long-Term)
Buy and hold for years. Ignore short-term volatility. Belief in long-term growth.
Example:
Buy BTC, ETH now. Hold minimum 3-5 years. Don't panic sell.
â Tax efficient | â Low stress
âĄPortfolio Allocation
Diversify across different crypto categories. Don't put all eggs in one basket.
Sample Portfolio:
60% BTC, 30% ETH, 10% Altcoins. Rebalance quarterly.
â Reduces risk | â Balanced growth
ðŦWhat NOT to Do | Apa Yang TIDAK Perlu Dilakukan
- âDon't use leverage/margin trading - Can lose more than invested
- âDon't day trade without experience - 90% of day traders lose money
- âDon't invest based on Twitter hype - Usually too late when you hear it
- âDon't keep crypto on exchanges long-term - Not your keys, not your crypto
- âDon't share private keys/seed phrases - No legitimate service asks for this
- âDon't ignore security (2FA, strong passwords) - Hackers are real
- âDon't panic sell during dips - Market recovers eventually
- âDon't FOMO (Fear Of Missing Out) - There's always another opportunity
ð Crypto Wallets Malaysia | Dompet Kripto
Hot Wallets (Online)
- âĒ MetaMask - Most popular
- âĒ Trust Wallet - Binance owned
- âĒ Coinbase Wallet - User friendly
- âĒ Phantom - For Solana
â Convenient for trading
â Less secure (online)
Hardware Wallets (Cold)
- âĒ Ledger Nano X - RM800+
- âĒ Trezor Model T - RM1,200+
- âĒ SafePal S1 - RM300+
â Most secure (offline)
â ïļ Cost money to buy
Recommended for > RM10,000
Paper Wallet
Private key written on paper. Completely offline storage method.
â Free & secure if done right
â Can be lost/damaged
â Not convenient to use
Exchange Wallets
Wallets on Luno, Tokenize, etc. Exchange controls private keys.
â Easy to trade instantly
â You don't own the keys
â ïļ Only for trading amounts
ðĄ Wallet Security Best Practices:
â Write seed phrase on paper (not digital)
â Store in safe place (bank vault ideal)
â Never share with anyone, ever
â Use hardware wallet for large amounts
â Enable 2FA on all accounts
â Use strong unique passwords
â Beware of fake wallet apps
â Test with small amount first
â Crypto FAQ | Soalan Lazim Kripto
Is crypto legal in Malaysia?âž
Ya, kripto adalah sah di Malaysia tetapi dikawal oleh Suruhanjaya Sekuriti. Hanya gunakan platform berlesen SC.
How to buy Bitcoin in Malaysia?âž
Daftar di Luno/Tokenize, lengkapkan KYC, deposit MYR via FPX, beli BTC. Minimum biasanya RM10-50.
Is Binance legal in Malaysia?âž
Tidak, Binance TIDAK berlesen oleh SC Malaysia. Gunakan platform berlesen untuk perlindungan undang-undang.
What is USDT and why is it popular?âž
USDT adalah stablecoin yang dipatok kepada USD. 1 USDT â 1 USD. Popular untuk dagangan dan pemindahan.
Do I need to pay tax on crypto?âž
Kemungkinan ya. Keuntungan dagangan kripto biasanya dikenakan cukai. Rujuk LHDN atau penasihat cukai.
What is the minimum to invest?âž
Kebanyakan platform membenarkan minimum RM10-50. Mula dengan kecil. Jangan laburkan lebih dari kemampuan anda.
Can I buy crypto with credit card?âž
Beberapa platform terima kad kredit tetapi dengan fi 3-5%. Lebih baik gunakan FPX yang percuma.
How to withdraw crypto to cash MYR?âž
Di platform berlesen SC: Jual kripto â Tukar ke MYR â Keluarkan ke akaun bank. Biasanya 1-2 hari bekerja.
What is gas fee?âž
Gas fee adalah kos untuk memproses transaksi di blockchain. Fi berubah mengikut kesesakan rangkaian.
Is crypto mining legal in Malaysia?âž
Ya, perlombongan kripto sah tetapi kos elektrik tinggi. Perlombongan rumah hampir tidak menguntungkan.
Can I use crypto for payment in Malaysia?âž
Kripto bukan mata wang sah. Sangat sedikit perniagaan Malaysia terima bayaran kripto. Kebanyakannya untuk pelaburan sahaja.
What happens if exchange gets hacked?âž
Platform berlesen SC ada keperluan keselamatan tetapi TIADA insurans deposit. Gunakan wallet perkakasan untuk jumlah besar.